What’s the #1 Reason people have a hard time saving money?
2 reasons:
- They don’t make enough money to cover their expenses and weren’t taught to pay themselves first.
- They don’t value themselves or their future enough to prepare for it.
Only just making enough to cover outgoings for family - taking out savings first and budgeting the rest doesn’t work when ‘the rest’ isn’t enough
Living like a queen for a week when you get paid then living like a peasant for the other 3 weeks I've always done it and it drives me mad!!
No financial education and parents that were unfortunately very bad with money. I do have some small savings now but they took me a lot of self-restraint and unlearning bad habits to build.
Everything is just so expensive , low pay, we don’t drive so we do top up shops at tesco expresses which are mega expensive, kids need new clothes all the time
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