How do you ensure you consistently save up to your goals?

[Guest]

Curious to know how you're doing it. Mine in the comments!

[Mandi]

I have the Plum app and do round ups and also a set aside which an algorithm works out how much to put aside each week without affecting my outgoings. I’ve saved more than I thought and haven’t missed the money. Very pleased.

[Alex]

As soon as you get paid put the money you want to save into a saving account. And don't touch it. That money doesn't exist on a day to day basis. I literally forget that it's there. If you see it as and extra spending account that's exactly what it will be. I only ever take something out of it if I 100% have too e.g. cars broken and I don't have the money in my account. But that's exactly what saving is for.

[Zo ~]

Next year I’m going to do the pound challenge, don’t know the proper name.

You save £1 on Monday, £2 Tuesday, £7 on Sunday. Then you repeat all year long. An easier way to do it is to just save £28 a week.

[Tracey]

I have a £2 jar I can't open and 20p i save each year take kids winter wonderland so don't come out of my pocket at Xmas wen your money needed.

[Sharon]

IV saw ppl starting to save a penny on the 1st Jan,2p 2 Jan,3p on the 3rd and so on... by Xmas around £600

[Emma]

Automatic transfers into savings accounts - x amount toddles out of my current account and shuts itself away every month so I can't spend it.